| 1. | The total compensation made by the company in respect of any claim or claims accumulated shall not exceed the total amount insured
一、在保险有效期内，不论发生一次或多次赔偿，本公司赔偿累计以不超过保险金额为限。 |
| 2. | The total liability of the company in respect of any claim or claims accumulated shall not exceed the total amount insured
在保险有效期内，不论发生一次或多次赔偿，中国交通保险最高赔偿责任，以不超过保险金额为限。 |
| 3. | 4 when expenses are incurred pursuant to this clause 10 the liability under this insurance shall not exceed the proportion of such expenses that the amount insured hereunder bears to the value of the vessel as stated herein
3被保险人或保险人为拯救、保护和恢复保险标的而采取的措施，不应视为放弃或接受委付，或者有损于任何一方的权益。 |
| 4. | 6 the sum recoverable under this clause 10 shall be in addition to the loss otherwise recoverable under this insurance but shall in no circumstances exceed the amount insured under this insurance in respect of the vessel
6根据本第10条可获赔偿的数额，应在本保险负责赔偿的其他损失之外偿付，但在任何情况下，不得超过保险船舶的保险金额。 |
| 5. | 4 when expenses are incurred pursuant to this clause 10 the liability under this insurance shall not exceed the proportion of such expenses that the amount insured hereunder bears to the expenses , or the vessel as stated herein
4当按照本第10条发生了费用时，根据本保险的责任，不超过此种费用占约定保险金额与载明保险船舶价值的比例部分。 |
| 6. | 2 in no case shall the underwriters ' liability under this insurance exceed their proportionate part of the amount insured hereunder in respect of each separate accident or occurrence or series of accidents arising out of the same event
2在任何情况下，保险人根据本保险的责任，不超过有关就同一事件引起的每一独立的事故或事件或一系列事故，按比例分摊的保险金额。 |
| 7. | In insurance business practice , the building insurance clause in mortgage insurance usually applies the real estate value to amount insured , wheras raplacement approach is applied to the indemnity , which causes overinsurance ? the amount insured is greater than insurance value . the excess amount is perfectly equal to the land value or a portion of land value , which prejudices the interest of the insured
在保险实践中，住房抵押贷款保险的房屋保险条款通常以不动产价值作为保险金额，而在保险补偿时适用重置价值标准，导致保险金额总是大于保险价值的超额保险情况，超出的金额就是土地的价值或者土地价值的一个比例，这对被保险人是不利的。 |
| 8. | The agreed value of the cargo shall be deemed to be equal to the total amount insured under the primary insurance and all increased value insurance covering the loss and effected on the cargo by the assured , and liability under this insurance shall be in such proportion as the sum insured herein bears to such total amount insured
1如果被保险人对保险货物投保了增加价值保险，货物的约定价值应视为增加至承保损失的本保险和所有增加价值保险的保险金额的总和，本保险项下的责任应按本保险金额占此种保险金额总和的比例计算。 |
| 9. | The diversity provides valuable reference for dis that will be set up in our country , from which we can gain a good deal of enlightenment , including that insurance fund should be abundant , the amount insured should be as low as possible , dig should n ' t be interfered by the government and premium received should fully embody the degree of risk
这种多样性为我国存款保险制度的构建提供了有益的借鉴，从中我们可以得到许多重要的启示，比如要有充裕的保险基金，保险金额要尽可能低，存款保险机构不应受到政府的干预，保费的收取应充分体现风险的大小等等。 |
| 10. | For example , there is a difference between public operation and private operation and a difference between compulsive insurance and voluntary insurance . in the respect of fund - raising method , premium rate and highest amount insured , there are some differences too . the way the countries dispose of these problems is not the same that whether to put the foreign currency deposits , inter - bank loans , the deposits in the branch of foreign banks and the deposits in the branch abroad of our banks into the range of subject - mater insurance
在经营形态上，有公营、民营之分；在投保方式上，有强制、自愿之别；在基金筹措方法、保险费率、最高保额等方面各国情况也不尽相同；是否将外币存款、同业拆借、外国银行分行的存款和本国银行国外分行的存款纳入保险标的范围，各国的处理也不相同。 |
